![]() ![]() But I have no idea if any banks will actually offer that service. So clearly the banks can tell the difference between the two types of transactions, so it would stand to reason that they could reject one type, and not the other. I do know that my bank makes a distinction between debit and credit transactions (I earn $0.05 cash back on every credit transaction over $20.00-whoop-de-do!-but not for debit transactions). Your card would still be a VISA debit card, but non-PIN transactions would presumably be denied. You may also be able to ask your bank to disable credit transactions from your account. ![]() (I can ask my friend for more information about this if you're interested.) I have also very recently (in the last 2 months) seen a friend use what I believe was a PIN-only debit card that does work at retailers, but issued by a Mexican bank. I believe this PIN-only card I received only worked at ATMs, and not for Debit transactions at retailers. ![]() About 3 years ago when I last opened a checking account at a local credit union in Wichita, Kansas, I was given an PIN-only ATM card immediately when I signed up-I had to wait several days for my VISA/Debit card to show up in the mail. ![]()
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